WEB-1129: add home and mortgage loan products - #3840
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| Layer / File(s) | Summary |
|---|---|
Profile configuration and defaults src/app/products/loan-products/wizard/loan-product.config.ts |
Adds Home and Mortgage profiles, shared fields, defaults, product cards, labels, routes, disbursement settings, balance fields, and guarantee controls. |
Conditional wizard behavior and payload sanitization src/app/products/loan-products/wizard/loan-product-wizard.component.ts, src/app/products/loan-products/wizard/loan-product.config.ts |
Shows guarantee fields when holdGuaranteeFunds is enabled, applies conditional validators, and removes disabled or blank guarantee values from payloads. |
Routes, localization, and validation coverage src/app/products/products-routing.module.ts, src/assets/translations/*, src/app/products/loan-products/wizard/*.spec.ts |
Registers creation routes and translations. Tests cover field visibility, defaults, payloads, routes, product cards, and days-in-year strategy gating. |
Estimated code review effort: 3 (Moderate) | ~30 minutes
Merge Risk: 🔵 Low · up to 5905d
The new loan-product wizard functionality is otherwise mergeable, but some user-facing text still bypasses the standard translation-key mechanism and the German LAP description needs wording cleanup. These are bounded localization issues requiring explicit owner follow-up.
Sequence Diagram(s)
sequenceDiagram
participant User
participant LoanProductWizardComponent
participant LoanProductConfig
participant buildPayload
User->>LoanProductWizardComponent: Select Home Loan or Mortgage Loan
LoanProductWizardComponent->>LoanProductConfig: Load profile fields and defaults
User->>LoanProductWizardComponent: Set guarantee funds and form values
LoanProductWizardComponent->>buildPayload: Submit form values
buildPayload->>buildPayload: Sanitize guarantee-dependent fields
buildPayload-->>LoanProductWizardComponent: Return loan product payload
Possibly related PRs
- openMF/web-app#3701: Introduced the wizard configuration framework extended by these profiles.
- openMF/web-app#3764: Added related loan-product profiles and wizard configuration.
- openMF/web-app#3830: Modified related wizard profile configuration, conditional fields, payload handling, and tests.
Suggested reviewers: iohacker
🚥 Pre-merge checks | ✅ 5
✅ Passed checks (5 passed)
| Check name | Status | Explanation |
|---|---|---|
| Description Check | ✅ Passed | Check skipped - CodeRabbit’s high-level summary is enabled. |
| Title check | ✅ Passed | The title clearly and concisely identifies the addition of Home Loan and Mortgage Loan products, which is the main change. |
| Docstring Coverage | ✅ Passed | No functions found in the changed files to evaluate docstring coverage. Skipping docstring coverage check. |
| Linked Issues check | ✅ Passed | Check skipped because no linked issues were found for this pull request. |
| Out of Scope Changes check | ✅ Passed | Check skipped because no linked issues were found for this pull request. |
✨ Finishing Touches
🧪 Generate unit tests (beta)
- Create PR with unit tests
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Actionable comments posted: 2
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Inline comments:
In `@src/app/products/loan-products/wizard/loan-product.config.ts`:
- Around line 197-200: Replace the hardcoded user-facing `name`, `label`, and
`placeholder` values in the loan-product configuration with
`@ngx-translate/core` translation keys, matching the existing Custom/Advanced
card pattern. Add corresponding entries for every supported locale and run the
project’s translation extraction process.
In `@src/assets/translations/de-DE.json`:
- Line 3526: Update the German translation for “Loan against property where an
existing residential or commercial asset is pledged as collateral” to use a
natural singular formulation for the pledged property, replacing the awkward
“Darlehen gegen Immobilien” wording while preserving the original meaning.
🪄 Autofix
Fix all unresolved CodeRabbit comments on this PR:
- Push a commit to this branch (recommended)
- Create a new PR with the fixes
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📒 Files selected for processing (18)
src/app/products/loan-products/wizard/loan-product-wizard.component.spec.tssrc/app/products/loan-products/wizard/loan-product-wizard.component.tssrc/app/products/loan-products/wizard/loan-product.config.spec.tssrc/app/products/loan-products/wizard/loan-product.config.tssrc/app/products/products-routing.module.tssrc/assets/translations/cs-CS.jsonsrc/assets/translations/de-DE.jsonsrc/assets/translations/en-US.jsonsrc/assets/translations/es-CL.jsonsrc/assets/translations/es-MX.jsonsrc/assets/translations/fr-FR.jsonsrc/assets/translations/it-IT.jsonsrc/assets/translations/ko-KO.jsonsrc/assets/translations/lt-LT.jsonsrc/assets/translations/lv-LV.jsonsrc/assets/translations/ne-NE.jsonsrc/assets/translations/pt-PT.jsonsrc/assets/translations/sw-SW.json
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@IOhacker please review this PR! |
1 participant
Description
Adds Home Loan and Mortgage Loan (LAP) as guided templates in the Convenient Loan Product wizard. Both existed only as disabled placeholder cards on the product selection page; this activates them with full, spreadsheet-driven configuration.
The two products are specified by the Home L and Mortage L sheets of the loan-product re-design workbook, which are cell-for-cell identical. That is intentional rather than an oversight — the workbook's index sheet records the reason against Mortgage Loan (LAP): "Collateral fields are at the loan account level and not product level." The pledged asset is the only thing separating a LAP from a home loan, and Fineract holds it on the loan account, so at product level there is nothing to differentiate. The two profiles therefore share one product-level configuration and differ only in identity (card, route, page title, product description). A test locks their generated payloads to differing solely by description, so they cannot silently drift apart.
What distinguishes these products from the existing templates:
Staged disbursement. Both transmit the full multi-disburse family and the outstanding-balance cap, because a construction-linked home loan disburses against build stages rather than in one lump sum. Only Education and BNPL did this previously.
Guarantee funds, floating-rate link and interest recalculation are exposed as editable controls — the first templates to expose the first two.
No down payment. Unlike BNPL and Two Wheeler, the down-payment fields stay hidden on the master defaults, as the sheets specify.
Exposing holdGuaranteeFunds required adding its three dependent inputs (mandatoryGuarantee, minimumGuaranteeFromOwnFunds, minimumGuaranteeFromGuarantor), which the wizard did not have. Without them a product could be submitted claiming to hold guarantee funds while omitting the mandatory percentage Fineract requires. They follow the existing pattern for conditional fields — visibility gate, conditional validators, and a payload strip — mirroring what the Classic Settings step does with addControl/removeControl. Every other profile pins the toggle off, so their payloads are unchanged.
Principal, interest rate and tenure are deliberately not prefilled. Column E of every sheet in the workbook carries the same boilerplate sample values inherited from the All Params master, and the Default Value column is blank for all three, so seeding them would invent commercial policy the workbook does not state. The operator enters them.
Translations are included for all 13 locales.
Dependencies: none. No new packages, no backend changes, no changes to Classic loan product creation or any existing wizard profile.
Related issues and discussion
WEB-1129
Screenshots:
After Video:
Screen.Recording.2026-08-15.144118.mp4
Checklist
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